Job Description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as  personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and  combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through Monzo

Dublin, Ireland | €43,400 – €58,700, share options benefits | Hear from the team Our Finance team Our Finance team is growing and we are looking for a highly proactive, enthusiastic and commercially-minded candidate to join our Finance team. The Financial Analyst will be responsible for providing comprehensive financial insights to inform strategic decision-making. This role involves analyzing financial data, creating sophisticated financial models, and delivering actionable recommendations. The position requires analytical proficiency, attention to detail, and the ability to communicate complex financial concepts effectively. You’ll play a key role by…

• Financial Modeling: Develop and maintain complex financial models to support business planning, forecasting, valuation, and decision-making processes.
• Data Analysis: Analyze financial data to identify trends, variances, and potential risks and opportunities. Provide insights into financial performance and strategy.
• Budgeting and Forecasting: Assist in the preparation of annual budgets and periodic forecasts, ensuring alignment with company objectives.
• Reporting: Prepare detailed financial reports, presentations, and dashboards for senior management and stakeholders, ensuring accuracy and clarity.
• Scenario Analysis: Conduct scenario analysis to evaluate the financial impact of strategic initiatives, market changes, and investment opportunities.
• Collaboration: Work closely with cross-functional teams, including accounting, operations, and strategic planning, to gather data and validate assumptions.
• Compliance and Standards: Ensure compliance with regulatory standards and internal financial policies. Maintain up-to-date knowledge of industry standards and best practices.
• Continuous Improvement: Identify and implement process improvements to enhance financial modeling efficiency and accuracy.

We’d love to hear from you if…

• Analytical Skills: This is paramount – the ability to dissect complex financial data, identify trends, forecast outcomes, and provide strategic insights.
• Financial Modeling: Advanced proficiency in building robust financial models is a core requirement. 
• Technical Proficiency: Advanced Excel and/or Google Sheets proficiency, alongside familiarity with financial software and business intelligence tools.
• Problem-Solving & Critical Thinking: The ability to proactively identify issues, troubleshoot problems, and make informed decisions under pressure.
• Accounting Knowledge: A strong understanding of financial statements (Income Statement, Balance Sheet, Cash Flow Statement) and accounting principles (IFRS, GAAP where applicable).
• Attention to Detail & Accuracy: Given the nature of financial data, meticulousness is essential.
• Communication Skills: Exceptional written and verbal communication to present complex financial information clearly and concisely to all levels of the organization.
• Commercial Acumen: Understanding how financial data impacts the overall business strategy and market position.
• Adaptability & Resilience: The financial environment can be fast-paced with tight deadlines.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that’s listed just yet. Drop us your application, we’d love to hear from you! What’s in it for you €43,400 – €58,700 share options. This role can be based in our Dublin office, however, you will be expected to travel to Monzo’s head offices in London from time to time . We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. Annual Leave – 34 days including public holidays (24 holiday days + 10 public holidays) €1,200 learning budget each year to use on books, training courses and conferences. Private healthcare scheme Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6% Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. The application journey has 3 key steps

• Recruiter call
• Initial call
• Technical and behavioural interviews
• Final meetings with the leadership team

This process should take around 2-3 weeks – your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiring@monzo.com . You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else. Linkedin Tags: #LI-ÉS1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage

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